A prepaid card does not require an account in the bank issuing the card (the card has its own separate account). Some prepaid cards are non-personalized, which means that it can be used by anyone who signs on the signature strip on the card as its user. To effect a transaction, the card account must be previously credited with a certain amount. Such a card can be given as a gift to a third party. After using the amount available on the card account, it is possible to credit it again.